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Hurricane Season in Cabo San Lucas

Hurricanes can be a big concern for Cabo San Lucas and the Baja Peninsula, especially during the summer season when people are most interested in buying a home in Cabo San Lucas. Hurricane season in Mexico lasts from June to November, but some storms may form outside of this time frame. Here are some things you need to know about hurricane season in Cabo!

When is Hurricane Season in Cabo San Lucas?

Cabo’s hurricane season begins at the beginning of June and lasts through November. Although, there have been some storms that have formed outside these months as well. This hurricane season affects primarily those who are looking to purchase a home or condo unit in Cabo for full ownership. When hurricane season is approaching, many people choose to rent instead because it can be quite risky to own a property during this time of year – especially if it has been hurricane-free up until now!

Hurricane Season in Cabo San Lucas

How is the Weather in Cabo During Hurricane Season?

Although September is the most active month of hurricane season, it’s actually not as severe as it seems. Cabo San Lucas is located at the Baja California Peninsula’s tip and usually receives mere remnants of tropical storms or hurricanes. While the forecast may predict rain for one or two days each week, you will likely see clear skies and sunny days most of the time. However, it can get very hot and humid.

Hurricane Season in Cabo San Lucas

Is Hurricane Insurance Important When Buying a Home in Cabo San Lucas?

Make sure you look into hurricane insurance if it isn’t already included with your home insurance. If you haven’t bought a home yet and hurricane season is just around the corner, ask your realtor to do this for you so they can begin work immediately. If you own a car or other property in Mexico, purchasing hurricane insurance as soon as possible is recommended if you haven’t already; otherwise, they may not be covered if hurricane season strikes.

How Do I Prepare For Hurricane Season in Cabo San Lucas?

If you want to purchase a home in Cabo during hurricane season, there are some things that you should do as preparation before hurricane season begins or as soon as possible after hurricane season begins. You may have noticed that drainage is not good around most properties in Cabo San Lucas throughout the year. This is because of how rocky it is along most beaches, so this hurricane season it is important to be even more careful.

Move Outdoor Belongings That Could Cause Damage From Winds

The first hurricane preparation tip for a hurricane that is approaching is to clear out any objects  from around your property that could end up causing damage if winds get high, such as branches or outdoor furniture that may fall due to strong winds. If it is not possible to bring them indoors prior to hurricane season, make sure they are tied down tight so that they will not blow away during high winds.

Hurricane Season in Cabo San Lucas

Make Sure Windows Are Shut Tight With Extra Protection

The second hurricane preparation tip for a hurricane is to make sure all windows are shut tight and do not have any gaps between the door and where it shuts. Windows should also be shut tight with no gaps between panels of glass either – you can use tape or even small towels or another item that will block out rain or water that may come in through the window if winds are strong enough. You can also buy roll-down hurricane shutters but make sure they’re up before hurricane season begins! Another option is to purchase hurricane resistant windows that will protect your home from hurricane force winds.

Hurricane Season in Cabo San Lucas

Stock Up On Non-Perishable Items

Although you don’t want to cause a panic and overstock on items, it is a good idea to create a checklist and grab some non-perishable items such as batteries, candles, matches, a few days worth of water and non-perishable food, first aid supplies, and a flashlight.

Hurricane Season in Cabo San Lucas

Understand the Evacuation Plan

Although you may not need to evacuate most of the time, it is always best to have a plan laid out in preparation for the worst case scenario. Research local official websites to find shelter spaces near you in case of emergency. It is also important to create a plan with the family in case a hurricane strikes during a work or school day.

Hurricane Season in Cabo San Lucas

Conclusion

Hurricane season is a big concern for Cabo San Lucas and the Baja Peninsula, especially during the summer season. It’s important to know some of the things you can do to prepare in case there are any storms that may form this year. For more information on hurricane season or if you need help with your real estate needs, call a Cabo realtor today!

First Time Home Buyers: Louisiana

Advice For First Time Home Buyers In Louisiana

Whether it be for investment, for rental or personal, there is an obvious increase in house and property buyers in the most recent years. Before running out to make an offer and a purchase on that lovely house you saw in that amazing neighborhood, there are many considerations to make and things to observe. For example, one of the most common mistakes made by first time home buyers is the failure to take rates into consideration. Choosing the best local Louisiana Realtor who is knowledgeable on the processes, the market and understands best practices to ensure the highest level of content for clients is a step that should not be overlooked. With first time buyers in Louisiana, the Louisiana Real Estate Commission (LREC) offers many assistance programs for a seamless process.

The Realtor

One of the most crucial aspects of your process when ready to buy a home is choosing the right Realtor that can present options that are best fitting. It is important to choose an agent that is looking to match you with a home or property that best fits and not just looking to make a sale. To do this effectively, searching should include figuring out the necessary credentials for a Realtor, conduct interviews for potentials, browse current listings and review agent or agency’s online presence before making a decision or entering a contract. If purchasing in the state of Louisiana, salespersons must obtain a high school diploma or GED, be at least 18 years old, complete 90 hours of education, comply with LREC application procedures & background check, pass a licensing exam and be sponsored by a broker. Even with homeowners looking to sell a home, these requirements are necessary for all Realtors, above being a good fit for your needs.   Whether looking to buy a home or even sell a home, the real estate agent must have knowledge or expertise to market the home, processes, and mistakes. Most Realtors will agree that a common first time buyer mistake is the miscalculation of interest rates and not having enough as down payment. It is typically recommended to invest at least 20% of the value of the home you’re looking to purchase as down payment. There are loan programs that offer the opportunity to purchase with between 0 – 3.5% as down payment, but many who took this option have since expressed regret. Most first time buyers or buyers under the age of 35 agreed that waiting to accumulate a bigger down payment would have been ideal. Discussing the best approach and practices in regards to down payments and overall rates with your Realtor and loan company is paramount.

Common Mistakes

Another common mistake first time buyers make while purchasing a home is not considering USDA and FHA loan programs. Buying a home can seem like a scary and lengthy process, but purchasing in a city like New Orleans could potential mean landing in a neighborhood close to rivers and lakes with never ending possibilities of activities and history. In a state like Louisiana, a program like the Federal Housing Administration (FHA) loan program gives those with low credit scores the opportunity to purchase with only 3.5% down and a credit score of 580 or higher. The USDA loan program is a buyers assist program that offers mortgage guarantees to lenders looking to fully finance in rural areas.   If looking to purchase in New Orleans, there are Louisiana Housing Corporation (LHC) first time home buyers programs such as LHC Choice Conventional program, Market Rate GNMA program, Mortgage Revenue Bond Assisted program, Mortgage Credit Certificate program, Delta 100 program, LHC Home/MRB program and more. There are many options that offer assistance to first time buyers to ensure an efficient process.   There are countless shocks to first time buyers of houses and property, but there are also certain steps that can be taken to reduce the effects of the shock. As the thought of owning a home and investing for the future is rather excited, it is important to take a step back and consider the necessary procedures that will ensure a seamless outcome. Efforts such as taking time to save at least 20% of the home’s worth, considering and applying for loan programs, finding the perfect Realtor that is knowledgeable will help each the process as saving grace.   As a first time buyer, time to make sure a Realtor is fully certified, opportunities and offerings of any grants, loans or assistance programs that might be beneficial shouldn’t be taken for granted. Realizing that the process is not a race and landing on the perfect fit might take time and hard work is, but it is necessary. The market is constantly evolving and growing, which makes now the best time to start saving or even browsing potential homes for the future.
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